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Friday, April 20, 2007

The Bank Of America - Asiana Visa Platinum - For The Asiana Airlines Flyer

Bank of America is one among the leading credit card issuers; it holds the largest market share in the US. Merging with another leading card issuer, MBNA, Bank of America has come up with some flexible credit cards to suit the financial requirements of its wide range of clientele.

The Asiana Visa Platinum credit card is a gift from the Bank of America for people flying with Asiana Airlines more than often. The card offers free airline travels and excellent cash back rewards.

Is the Bank of America - Asiana Visa Platinum designed for you?

Well, the card is certainly for you if you have a good credit, frequently fly on trips via the Asiana Airlines and spend large sums for flight-ticket booking. The Bank of America - Asiana Visa Platinum card gives you the opportunity to earn fabulous discounts and miles; so, you can save money on your flights, be it for business purposes or for personal use.

Benefits Of The Card

The first purchase you make with your Bank of America - Asiana Visa Platinum Plus Card will enable you to acquire five thousand bonus air miles. The purchases that you make after this will get you one mile for spending one dollar. If you use the card for buying airline tickets from Asiana, you will be offered two miles for spending a dollar.

The cardholders will receive exclusive platinum privileges that include free convenience checks, theft and luggage insurance, $25000 credit lines, travel insurance, free photo security card, rental insurance and security protection. You also can avail of the no liability program protecting you against unauthorized Internet purchases. The credit card shields you from damaged and misdirected items.

On the anniversary date of receiving the Bank of America - Asiana Visa Platinum plus card every year, you will obtain two thousand bonus fly miles. Moreover, you will also get to enjoy a $500 discount on a business class full fare plane ticket, two free lounge passes annually, a 90% discount on a companion ticket year and a free upgrade to first class every year.

The interest rate for the balance transfers and purchases appear to be reasonable as far as a reward card is concerned. However, the card will not be appropriate for you if you plan to carry a balance.

Added Advantages

The cardholder acquires travel insurance that equals to a maximum of one million dollars in case an accident takes place. You can avail of the photo-security card option at no additional charges. The Bank of America - Asiana Visa Platinum promises other benefits like online banking services, complimentary mini card, 24-hour toll free customer service and the convenient provision of emergency airline-ticket replacement.

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Monday, April 16, 2007

Advance Cash Express – Quick Payday Loan

Do you need money urgently? Advance cash express services provide a quick way to borrow money until payday. An advance cash express is a form of payday loan in that you can use your job to secure a quick loan when you are a bind and need a financial help. Generally, you can borrow cash for up to $1000 or even more with the repayment period between two and four weeks.

Advance cash express loans used to be very restricted in some states in America. These days, more and more companies are emerging across the nation offering cash advance and payday loans for people who are in urgent financial need. As of to date, advance cash express loans are considered legal in 36 states while the industry is growing to become one of the largest business in finance. This is, in fact, giving benefits to customers who now have plenty of options to choose which companies they want to apply the loan from.

Choosing an Advance Cash Loan Company

Getting a advance cash express is easy, especially when you apply online. You simply need to fill in an online application form with your details and the loan money could be in your bank account in less than 24 hours. Nevertheless, choosing the right cash advance company requires shopping around to ensure that you get the best deal. Not all companies offer the same benefit. You should ask them a few questions in order to get the best offer:

How much fees and interest rate will be charged after you obtain the loan?

How long does the loan approval process take?

How long until the money is made available for you?

How can you make a repayment for the loan?

No Credit Check Required

Advance cash express loans are quick payday loans that generally do not require any forms of credit checks. This is good news for people who have bad credit history as they are still eligible to get the loan. Consequently, repaying the loan on time will not improve your credit rating either. These loans are designed to help people get fast cash without worrying about credit history at all.

Use the Loan Wisely

Advance cash express loans are not meant to become a fixed financial resource. They are loans, not gifts, so you are still responsible to pay them back. Abusing the loans can increase your debts and ruin your financial life. Cash loans are meant to be short term, convenient loans to get you out of tough situation and not as long term loans. They should be paid off when you receive your next pay.

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